Franchise Financing

SBA financing that already knows your franchise.

It's the same SBA 7(a) or 504 loan every borrower gets — Buddy just already knows your brand. We track SBA eligibility, certification status, and FDD Item 19 financial performance data across thousands of franchise brands, and build it directly into your SBA Score from question one.

Or skip straight in — start your franchise package / talk to Buddy

8,400+
Franchise brands tracked
1,476
SBA-certified brands
853
Brands with Item 19 data
Built into your SBA Score

Your Franchise Quality Score

Once you tell Buddy your brand, this component runs automatically as part of your overall SBA Score — no separate report, no extra step.

SBA certification status

35%

Whether your brand carries an active SBA franchise certification and, if so, what addendum requirements apply.

FDD Item 19 tier

30%

Where the brand's disclosed financial performance representations rank against comparable franchise systems.

Brand maturity

20%

Unit count and system scale — an early-stage concept scores differently than an established, multi-hundred-unit brand.

Franchisor support

15%

Signals drawn from Item 19 disclosure, SBA eligibility, and system size that indicate franchisor backing strength.

Why franchise buyers choose Buddy

Same SBA program. Extra intelligence built in.

You'll still go through the same SBA 7(a) or 504 process as any borrower, with the same lenders and the same government-backed terms. Buying into a known brand just means Buddy can bring more to the table on day one.

You're not starting from zero

Most SBA lenders are meeting your franchise brand for the first time. Buddy already has its certification status, Item 19 data, and royalty structure loaded in — so underwriting starts with answers, not research.

No separate franchise-broker fee

Franchise SBA deals often get routed through a specialized franchise-finance consultant on top of the lender. Buddy folds that expertise into the same package, at the same cost, with nobody extra to pay.

Matched to lenders who know your brand

The marketplace can surface lenders with real experience financing your specific franchise system — not just general SBA capacity.

Ready to finance your franchise?

Start your SBA package and Buddy pulls your brand's SBA data in automatically — no separate franchise research required.

Start your franchise package

Not buying into a franchise? Standard SBA 7(a) & 504 financing →

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